About Breezy Risk Advisors
Insurance technology and strategy. Carrier operations. MGA startups.
Joerg ProeveFounder & Principal
Who I Am
I'm Joerg Proeve. I spent my career on the side that writes insurance policies.
At Chubb, I worked on integration after the $28B ACE acquisition, building the performance reporting framework across 54 countries. At CNA, I designed the governance framework for the $325M technology portfolio: prioritization criteria, steering committee processes, and strategic vendor partnerships. Earlier, I advised insurance CEOs on corporate strategy and value creation at Marakon and Kearney.
I have also built insurance from scratch. As COO of BOXX Insurance, a cyber MGA, I built the operations and technology platform from product architecture through distribution across 50 states; the company was later acquired by Zurich. Before that I founded Parachute Insurance, a parametric MGA for hurricane risk.
Today at Breezy Risk Advisors, I advise carriers and MGAs on technology strategy, operations, and emerging risks. I also run fee-based insurance audits for community banks and credit unions, reading coverage line by line against operations and examiner expectations.
I hold an MBA from London Business School and a Master's in Electrical Engineering from Karlsruhe Institute of Technology. I started my career in cybersecurity at Siemens.
Member of the banking associations PACB and IBANYS.
Published in Insurance Thought Leadership and American Banker.
What Breezy Risk Advisors Is
Breezy Risk Advisors is an advisory practice focused on insurance. I founded it after seeing the same problems from every seat in the industry: technology decisions made without underwriting insight, insurance programs evaluated on price rather than on what they actually cover, and coverage gaps that nobody was surfacing.
The Insights section reflects the range of this work — from emerging risks like AI liability to carrier technology strategies, the evolving insurance ecosystem, and detailed policy analysis.
Want to Talk?
Whether it's a question about insurance technology, an independent perspective on coverage, or a conversation about working together — I'm happy to talk.