Who Is Behind Breezy Risk Advisors
Joerg Proeve spent 20+ years across insurance, at carriers and startups, where coverage decisions are made. Before that, he worked in cybersecurity. I don't sell insurance. I audit it.
More about my background →Cyber insurance. Fidelity bond. D&O. Nobody reads them together.
Each policy was sold separately. Each assumes the others cover what it excludes. When you file a claim, they might point at each other. I read all three together and deliver a plain-English report showing where coverage fails and what it costs to fix. Independent, fee-based, examiner-ready.
Cyber says "not our claim." Bond says "not covered." Nobody pays.
D&O excludes cyber-related claims. Cyber won't cover board defense. Directors face personal exposure.
Your vendor doesn't support it. Breach happens. Carrier rescinds coverage.
Joerg Proeve spent 20+ years across insurance, at carriers and startups, where coverage decisions are made. Before that, he worked in cybersecurity. I don't sell insurance. I audit it.
More about my background →