Privacy Policy

Effective Date: April 30, 2026

Breezy Risk Advisors is an independent risk advisory firm. We do not sell, place, or broker insurance. This Privacy Policy describes how we collect, use, and protect the information you share with us during the course of an insurance audit engagement.

1. Information We Collect

To conduct insurance audits and produce Risk Intelligence Reports, we collect professional and commercial data, including:

Contact Information: Name, email, phone number, and job title.
Insurance Documentation: Existing insurance policies (cyber, fidelity bond, D&O, and related coverages), declarations pages, endorsements, and claims history.
Operational Information: Vendor agreements, third-party contracts, and details about your operations relevant to coverage analysis.
Financial Context: Revenue figures, asset size, or other financial data necessary to evaluate policy limits and coverage adequacy.

2. How We Use Your Information

We use the data provided exclusively to:

Analyze your insurance program and identify gaps between your policies and your actual risk exposure.
Produce Risk Intelligence Reports, including policy interaction analysis and coverage recommendations.
Communicate findings and follow-up information related to your engagement.

We do not use your information to solicit insurance quotes, negotiate with carriers, or place coverage on your behalf. Breezy is not a broker and does not act as an intermediary between you and insurance carriers.

We do not sell your data. Your information is shared only with:

Channel Partners: If your engagement was referred by a compliance consultant or CPA firm, we may share report deliverables with that referring partner as part of the agreed engagement scope.
Regulatory Bodies: When required by law or licensing standards.
Service Providers: Secure platforms used for document storage, communication, or report delivery.

We do not share your policy documents, coverage details, or financial information with insurance carriers, brokers, or any third party for the purpose of soliciting quotes or placing coverage.

4. Data Security

We implement industry-standard technical and organizational measures to protect your sensitive documents. This includes encrypted file transfers and secure cloud storage to safeguard the data used in your Risk Intelligence Reports.

5. Website Analytics

This website uses Google Analytics to collect anonymous usage data, including pages visited, time on site, and general geographic location. This data helps us understand how visitors use the site and is not linked to any individual. Google Analytics may set cookies on your browser. No personally identifiable information is collected through website analytics. You can opt out by installing the Google Analytics opt-out browser add-on.

We do not use advertising trackers, retargeting pixels, or third-party marketing tools on this website.

6. Your Rights and Choices

You may request to review, update, or delete your information at any time. Certain data may need to be retained for legal and compliance purposes as required by insurance regulations.

7. Changes to This Policy

We may update this policy to reflect changes in our practices or legal requirements. We will notify you of any significant changes by updating the “Effective Date” at the top of this page.

8. Contact Us

If you have questions about how we handle your data, please contact us at:

Email: joerg@breezyrisk.com Address: Breezy Risk Advisors, Lancaster, PA